We’re not your typical bank. As a mutual bank, we don’t have shareholders. Instead, we’re 100% focused on you—our customers and neighbors. Since day one, our mission has been simple: support our community and help it thrive. Over the years, we’ve donated millions to local causes because we believe real success is measured by the lives we touch, not stock prices.
We’ve been around since 1851—making us Ulster County’s oldest bank! In that time, we’ve weathered a lot: economic ups and downs, changing times, and even 44 presidential elections. But here’s the cool part: we’re stronger than ever. In fact, our financial strength is nearly double what regulators require. So when you bank with us, you’re choosing a partner built to last.
This isn’t just where we work—it’s where we live, play, and raise our families too. When our community wins, we all win. That’s why we pour our hearts (and a chunk of our profits) right back into the Hudson Valley. Unlike big banks answering to shareholders, we answer to you. Fun fact: We’re one of the rare banks with both a charitable foundation and a community donation program. Since 2001, we’ve pumped over $15 million into local causes—and our team adds thousands of volunteer hours every year. Talk about putting your money where your heart is!
Who says banking has to be boring? With us, you get way more than a checking account. Need insurance? Taxes sorted? A hand with payroll? We’ve got your back—with everything you need for your money life. Plus, our seasoned team and rockstar staff are here to give you service that actually feels personal. No robots, no runaround—just real humans who care.
We’re here because of you, and we never forget that. Choosing where to bank is a big decision, and we want you to feel proud about banking with a team that puts people first. Our goal? Be the go-to community bank with top-notch service, products that work for you, and a workplace where our employees love what they do. Oh, and we’re all about lifting up our communities—because that’s what neighbors do.
We’re Ulster County’s #1 bank for deposits1 and mortgages2—but don’t just take our word for it. Bauer Financial, a totally independent watchdog, gives us their highest 5-Star rating. That means we’re rock-solid when it comes to safety, reliability, and performance. Translation: your money’s in good hands, and we’re proud to be one of the strongest banks in the country.
Ulster Savings is also the proud recipient of the Banky™ Awards for six years in a row from 2019-2024. Honored by The Institute for Extraordinary Banking, Ulster Savings Bank was recognized as being one of the top 1% of high-performing banks in America for our efforts in five categories:
1 FDIC deposit market share data as of June 2023. 2 Data reported from 2021 Wolters Kluwer CRA Wiz Consumer Financial Protection Bureau.
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