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A Home for Luna.

Every homebuyer has a story. That's why empowering homebuyers with local resources and affordable options matters to US.

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Special Valentine’s Day Event in Hyde Park

Join us on Saturday, February 14, 2026, 11 am–1 pm for the Spread the Love on Valentine’s Day event at our Hyde Park branch, 4240 Albany Post Road. We'll have a special photo station for Valentine Photos for everyone from kids, to couples, families, and pets. Spend your Valentine’s Day giving back, learning lifesaving skills, and supporting local businesses.

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Affordable Tax Preparation Services

Tax laws keep changing. We stay current so you don’t have to. Our tax experts have decades  of experience navigating tax laws including the latest 2025 tax changes and updates. Ulster Savings Bank customers who are using tax services for the first time are eligible for a $35 Discount. Hablo español.

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Take Control of Your Finances with the Budget Bundle

Introducing the Budget Bundle, your path to financial confidence. A simple, all-in-one solution to help you build healthy spending habits, save for the future, and handle life’s surprises with confidence. Organize your money effortlessly with an account that pays bills, an account for spending, and a savings account.

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Your Business Deserves the Best in Banking

We are an award-winning bank recognized for service, safety, reliability, community impact, and a great place to work. We offer your businesses personalized, smart solutions all under one roof. Switch to a bank where your business matters. 

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Cover What Matters Most

Our full-service insurance team will work closely with you to assess your situation, explore options, and tailor-fit a solution to meet your personal needs. With a broad range of insurance solutions from many of America’s
most reputable insurance carriers, it’s easy to find affordable options.

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Great Place to Work

Want to Be Part of a Team that Truly Values its People? Come Join US!

Ulster Savings Bank is officially Certified™ by Great Place To Work® thanks to our incredible team and their honest feedback about what it’s like to work here. Great Place To Work® is a trusted leader in understanding workplace culture, employee happiness, and the kind of leadership that fuels creativity, keeps teams strong, and helps businesses grow.

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Business Loans

As a business owner, we know you’re always looking for new opportunities to expand and grow your business. Ulster Savings has flexible financing options to help you figure out everything from acquiring a business to purchasing a new building, equipment or funding seasonal working capital. 

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Banking with US Makes a difference. Community Matters.

Community Matters

We have always believed in being a major driver of positive change. We understand the value of caring about the communities we serve and supporting local is at the heart of everything we do. Bank where you and your community matter.

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For Protection and Peace of Mind

You’ve worked hard to build your business and it’s important to protect your company with affordable, comprehensive insurance. Our insurance team will work closely with you to assess your situation, explore options, and tailor-fit a solution to meet your business needs.

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