Bank on Something Better

Serving the community since 1851,
we are proud to be the
Hudson Valley's oldest bank.

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The Power of Banking Local


Ulster Savings Bank is an award-winning, mutual
bank with a legacy of moving our community forward for 175 years.
 

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Run Your Business on the Clover Point of Sale System

$450 rebate when you act by September 30!* Clover® is the smartest point-of-sale system built for small business owners who do it all. Whether you’re managing sales, inventory, or customer relationships, Clover gives you the tools to stay in control and keep your business growing — your way.

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Qualify for a $750 Homebuyer Credit with US

Join US for a Homebuyer Online Webinar on Wednesday, October 21, 2026, at 5:30pm. You will get an in-depth overview on how to prepare for your mortgage application, including learning the terminology and the process for qualifying for your dream home. Receive a $750* Homebuyer Credit for participating. *Certain conditions apply.

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Donate the Gift of Life on October 21 from 9am - 2pm

We are hosting an American Red Cross Blood Drive at our 180 Schwenk Drive, Kingston location on Wednesday, October 21, 2026 from 9 am.-2 pm. To schedule an appointment please click the button or call 1-800-733-2767 and use sponsor code ulstersavings.

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Buying Your First Home? Triple Your Savings on US!

We’ll contribute $2 towards your closing costs for every $1 you save. With our First Home Savers' Program your first home can be closer than you think. We’ll match each $1 you save with $2 towards your closing costs for up to $2,000. Certain conditions apply. 

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Put Your Fall Home Improvement Plans into Motion

Ulster Savings Bank has a long history of helping generations of Hudson Valley homeowners invest in their homes. Whether you’re planning a renovation, remodeling a kitchen, or tackling long-awaited upgrades, we’re here to help you find the right financing.

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Check Out with Added Convenience and Security

Add your card to Apple Pay®, Samsung Pay®, or Google Pay™. Your Ulster Savings Debit Mastercard® works seamlessly with leading digital wallets — including the one on your own smartphone, and it's easy to set
up and use!

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Business line of credit in Kingston, NY | Ulster Savings Bank

Business Loans

As a business owner, we know you’re always looking for new opportunities to expand and grow your business. Ulster Savings has flexible financing options to help you figure out everything from acquiring a business to purchasing a new building, equipment or funding seasonal working capital. 

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Banking with US Makes a difference. Community Matters.

Community Matters

We have always believed in being a major driver of positive change. We understand the value of caring about the communities we serve and supporting local is at the heart of everything we do. Bank where you and your community matter.

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Dream It. Plan It. Do It.

Start your financial growth with us. We offer many financial planning services including wealth management, retirement planning, investing and life insurance. If you have the dream our experienced registered representatives can help you plan it. 

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