Non-Profit Business Checking
- Earn interest on your free1 checking
- Minimum deposit is $25
- No minimum balance
- No monthly maintenance fee
- No activity fee
- Unlimited withdrawals and deposits
- Business debit Mastercard
- Overdraft protection
- Excellent funds availability
- Balance reporting and alerts
- Online statements available
- Access to thousands of Allpoint® surcharge-free2 ATMs
1Customer purchases checks. Other fees such as NSF, overdraft, sustained overdraft, etc. may apply. See our fee schedule for details.
2No surcharge fees at Ulster Savings and Allpoint ATMs applies to Ulster Savings cardholders only. Fees may apply at other ATM locations.
Non-Profit Credit Card
We now offer credit cards including a credit card specifically designed for non-profits. Complete the contact request form, stop by a branch, or call us at 845-338-6322 to get more information.
Clover® Point of Sale System
$450 rebate when you act by September 30!* Clover® is the smartest point-of-sale system built for non-profits who do it all. Whether you’re managing fund-raisers or sponsor relationships, Clover gives you the tools to stay in control and keep your non-profit growing. Find Out More.
Non-Profit Select Money Markets
| Amount |
Minimum Balance to Open |
Minimum Balance to Earn APY |
Interest Rate |
APY** |
| Non-Profit Select Money Market* Account Tier I |
$2,500 |
$.01 - $49,999.99 |
2.44% |
2.50% |
| Non-Profit Select Money Market* Account Tier II |
$2,500 |
$50,000.00 - $74,999.99 |
2.44% |
2.50% |
| Non-Profit Select Money Market* Account Tier III |
$2,500 |
$75,000.00 - $99,999.99 |
2.44% |
2.50% |
| Non-Profit Select Money Market* Account Tier IV |
$2,500 |
$100,000.00- $274,999.99 |
2.44% |
2.50% |
| Non-Profit Select Money Market* Account Tier V |
$2,500 |
$275,000.00- $499,999.99 |
2.44% |
2.50% |
| Non-Profit Select Money Market* Account Tier VI |
$2,500 |
$500,000 or higher |
2.44% |
2.50% |
Rates Updated 7/27/2026
*Variable rate accounts are accounts with rates that may change after the account is opened.
** APY=Annual Percentage Yield. Rates subject to change. Interest rates and terms apply only to Ulster, Dutchess, Greene and Orange counties in NY State. Ulster Savings Bank cannot be held responsible for online calculator errors.
Any Annual Percentage Yield (APY) provided on our website assumes interest will remain on deposit for at least one year. All money market accounts listed above are variable rate accounts. Rates for variable rate accounts may change after the account is opened. Fees charged for maintenance or certain transactions on any account may also reduce earnings. Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, computer, check, debit card or similar order and telephone transfer are limited to six (6) per statement cycle.
A fee of $10.00 will be imposed at interest crediting if one or more daily balances in the statement cycle period fall below $2,500.00.
Community Matters
We support non-profit organizations in the communities we serve, with an emphasis on helping causes our employees are directly engaged with. Supporting local is at the heart of everything we do.
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Charitable Foundation
In 2001, in honor of the bank’s 150th anniversary, the bank created a charitable foundation based on
a mission to assist the community in the areas of education, housing, and health and human services
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Corporate Responsibility
We have a long and distinguished history of helping the community. Among these efforts is our commitment to lessening our impact on the environment with sustainable and green business practices.
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