Banking with US

Whatever your checking needs may be, Ulster Savings Bank has the right plan for you! Take advantage of our wide range of checking options that offer the right combination of flexibility and accessibility to fit your lifestyle.

• Ultra Smart
• Smart Value
• Smart Choice
• Bank Smart

Our Smart Start Checking account is specifically designed for students between the ages of 13 and 17 years old with a parent/guardian joint owner.

The Freedom Select program is designed for customers with a combined deposit balance of $25,000 or more. Members can take advantage of exclusive benefits such as discounted day trips and free seminars.

From simple interest-earning savings accounts to multiple choices for Certificates of Deposit (CDs), Ulster Savings gives you many choices to make your money grow.

• Smart Savings Accounts
• Minor Savings
• Money Market Account
• Certificate of Deposit (CD)
• Health Savings Account (HSA)
• Swipe and Save
• Safe Deposit Box

Ulster Savings Bank offers a large selection of online banking services that enable you to bank any time you want, from any location. When you open any account with US, you’ll have access to your information and the ability to transfer funds and make other transactions 24/7 from any computer or mobile device with an Internet connection.

• Online Banking
• Alerts
• Bill Pay
• Debit Cards
• eStatements
• Mobile Wallet
• Money IQ
• Zelle^®

Our goal is to provide our customers with the tools and resources they need to help them succeed. Here you’ll find access to our ATMs, comprehensive online tools, financial education, fraud prevention and much more.

• ATMs
• Customer Support
• Money IQ
• Online Safety and Fraud Prevention
• Financial Education Resources