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Jumbo Mortgage

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A Jumbo Mortgage can be used to purchase bigger properties in areas where the housing market reflects higher average home prices.

Fixed Rate Mortgages

Adjustable Rate Mortgages (ARM)

A Jumbo Mortgage (also known as a Non-Conforming Loan) is a mortgage that is above the conventional conforming loan limits set by the Federal Housing Finance Agency and adhered to by Fannie Mae and Freddie Mac. These larger loans may have their own set of guidelines and qualifying requirements. Visit fhfa.gov for a complete list of current conforming loan limits.

Experience matters and we’re here to help you find the right mortgage to fit your situation. Our Mortgage Specialists are available at a mutually agreeable time at the office location most convenient for you.

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FAIR LENDING STATEMENT:
Ulster Savings Bank is committed to making high quality banking and credit services available to all applicants consistently and in compliance with fair lending laws and within the confines of safe and sound banking practices. Ulster Savings Bank believes that its commitment to fair lending is a good business practice as well as a basic responsibility of the company. The Bank’s success at serving a wide range of consumer and business customers is essential to the economic welfare of the community in which it conducts business and to the continued growth and vitality of the company.

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