A commercial line of credit is a cost‐effective approach if your business needs on‐going credit to fund seasonal working capital and accounts receivables, or to manage inventory. With a commercial line of credit, your business can handle unexpected cash needs and take advantage of vendor discounts by having access to cash when you need it. This allows your business to borrow, repay, and borrow again up to the original amount committed by USB, throughout the life of the loan.
Benefits include:
A small business line of credit is ideal for businesses that need quick and easy access to cash over short periods of time to help purchase inventory or manage seasonal cash flow fluctuations.
Fair Lending/Fair Housing Statement
Ulster Savings Bank is committed to making high quality banking and credit services available to all applicants consistently and in compliance with fair lending and fair housing laws and within the confines of safe and sound banking practices. Ulster Savings Bank believes that its commitment to fair lending and fair housing is a good business practice as well as a basic responsibility of the company. The Bank's success at serving a wide range of consumer and business customers is essential to the economic welfare of the community in which it conducts business and to the continued growth and vitality of the company.
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