For Your Employees

Do your Company's Benefit Plans help you to attract and retain employees?

• Are your Benefit Plans performing the way you want them to?
• Are the costs of your Benefit Plans out of control?

We are professionals in this area - here is how we can help your company or organization to achieve maximum benefit from your Group Benefit programs:

• We will consult with you on your goals for your Group Benefit Offerings.
• We will design Group Plans to meet those goals.
• We will secure quality, competitive insurance carriers and providers for your Group Plans.
• We will implement your Group Plans through employee education and enrollment.
• We will provide ongoing, everyday support to you, your Human Resources department and your employees by:
  • Handling enrollments, terminations and all change forms resulting from life events
  • Helping you with billing questions and bill reconciliation (at your discretion)
  • Offering our Customer Service Center to help with coverage questions, provider questions and claim problems
  • Providing you and your Human Resources department with monthly service summaries
  • Access to valuable health care information and related issues
• We can provide full COBRA service (federal and state).
• We can provide and administer Sect. 125 Plans for Premium Only Plans (POPs) and Flexible Spending Accounts (FSAs)
• We can provide and administer Health Reimbursement Arrangements (HRAs).
• We can provide and administer Health Savings Accounts (HSAs).
• We can, for self-funded plans, fully integrate both you and your TPA - we know the critical issues involved and we can help you save dollars and improve plan performance.

Group Benefit Insurance Products and Services include:

Also available through our Group Benefits program:

• Flexible Spending Accounts
• Health Reimbursement Arrangements
• Health Savings Accounts (HSAs)
• Self-funded Programs (Medical, Dental & Prescription Drugs)
• COBRA and State Continuation of Coverage Administration

Group Benefit Major Carriers that we represent: