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A Home for Luna.

Every homebuyer has a story. That's why empowering homebuyers with local resources and affordable options matters to US.

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Supporting Our Customers During the Federal Government Shutdown

Ulster Savings Bank has a long history of navigating challenges, including past government shutdowns and pandemics. Our 174- year history reflects that we are experienced in handling disruptions. We will continue to support our customers through whatever challenges that might arise. 

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Qualify for a $750 Homebuyer Credit with US

Join us for our Homebuyer Online Webinar on Thursday, October 9, 2025​, at 5:30pm. You will get an in-depth overview on how to prepare for your mortgage application, including learning the terminology and the process for qualifying for your dream home. Receive a $750* Homebuyer Credit for participating. *Certain conditions apply.

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Great Place to Work

Want to Be Part of a Team that Truly Values its People? Come Join US!

Ulster Savings Bank is officially Certified™ by Great Place To Work® thanks to our incredible team and their honest feedback about what it’s like to work here. Great Place To Work® is a trusted leader in understanding workplace culture, employee happiness, and the kind of leadership that fuels creativity, keeps teams strong, and helps businesses grow.

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$323,945 Donated to Our Community So Far in 2025

Community Matters to US! We exist for the benefit of our customers and community.Ulster Savings Bank supports hundreds of non-profit organizations year after year. We are proud to be a vital member of the communities we serve and helping them thrive and succeed.

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Check Your Credit Score Anywhere You Go

Access your credit score right in your online banking. Opt in to the Credit Score feature and take control of your financial health. You will have access to all the Credit Score resources without impacting your score.

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Your Business Deserves the Best in Banking

We are an award-winning bank recognized for service, safety, reliability, community impact, and a great place to work. We offer your businesses personalized, smart solutions all under one roof. Switch to a bank where your business matters. 

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Take Control of Your Finances with the Budget Bundle

Introducing the Budget Bundle, your path to financial confidence. A simple, all-in-one solution to help you build healthy spending habits, save for the future, and handle life’s surprises with confidence. Organize your money effortlessly with an account that pays bills, an account for spending, and a savings account.

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Business Loans

As a business owner, we know you’re always looking for new opportunities to expand and grow your business. Ulster Savings has flexible financing options to help you figure out everything from acquiring a business to purchasing a new building, equipment or funding seasonal working capital. 

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Banking with US Makes a difference. Community Matters.

Community Matters

We have always believed in being a major driver of positive change. We understand the value of caring about the communities we serve and supporting local is at the heart of everything we do. Bank where you and your community matter.

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For Protection and Peace of Mind

You’ve worked hard to build your business and it’s important to protect your company with affordable, comprehensive insurance. Our insurance team will work closely with you to assess your situation, explore options, and tailor-fit a solution to meet your business needs.

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