October is Cybersecurity Month.
Ulster Savings is your
partner in fraud protection.

Safe banking starts with you.

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A Home for Luna.

Every homebuyer has a story. That's why empowering homebuyers with local resources and affordable options matters to US.

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Supporting Our Customers During the Federal Government Shutdown

Ulster Savings Bank has a long history of navigating challenges, including past government shutdowns and pandemics. Our 174- year history reflects that we are experienced in handling disruptions. We will continue to support our customers through whatever challenges that might arise. 

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Your Dream Could Be Within Reach. Up to $30,000 in Grants Towards the Purchase of Your New Home.

You deserve a home of your own. Ulster Savings Bank is proud to participate in the Homebuyer Dream Programs (HDP)* which are offered through the Federal Home Loan Bank of NY. We've helped thousands of first-time homebuyers go from renting to owning. We'd love to help you. Talk to Us today!

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Have You Checked Mortgage Rates Lately?

It might be a good time to refinance your home mortgage with US. If you are in the market to refinance your existing home mortgage it’s always helpful to talk to one of our experts who understand the process.

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Check Your Credit Score Anywhere You Go

Access your credit score right in your online banking. Opt in to the Credit Score feature and take control of your financial health. You will have access to all the Credit Score resources without impacting your score.

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Your Business Deserves the Best in Banking

We are an award-winning bank recognized for service, safety, reliability, community impact, and a great place to work. We offer your businesses personalized, smart solutions all under one roof. Switch to a bank where your business matters. 

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Take Control of Your Finances with the Budget Bundle

Introducing the Budget Bundle, your path to financial confidence. A simple, all-in-one solution to help you build healthy spending habits, save for the future, and handle life’s surprises with confidence. Organize your money effortlessly with an account that pays bills, an account for spending, and a savings account.

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Business Loans

As a business owner, we know you’re always looking for new opportunities to expand and grow your business. Ulster Savings has flexible financing options to help you figure out everything from acquiring a business to purchasing a new building, equipment or funding seasonal working capital. 

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Banking with US Makes a difference. Community Matters.

Community Matters

We have always believed in being a major driver of positive change. We understand the value of caring about the communities we serve and supporting local is at the heart of everything we do. Bank where you and your community matter.

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For Protection and Peace of Mind

You’ve worked hard to build your business and it’s important to protect your company with affordable, comprehensive insurance. Our insurance team will work closely with you to assess your situation, explore options, and tailor-fit a solution to meet your business needs.

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