Start Earning
More with US

4.35% APY* 
20-month CD

Apply Now

* APY = Annual Percentage Yield

Open an Account Icon
Open an Account
ATM Locator Icon
ATM Locator
Check Rates Icon
Check Rates
Apply for a Mortgage Icon
Apply for a Mortgage
Mortgage Payments Icon
Mortgage Payments
Community Icon
Community
Online and Mobile Icon
Online and Mobile
Careers Icon
Careers
News and Blog Icon
News and Blog
Online Security Icon
Online Security
Young couple with keys to new house

Get a $750* Homebuyer Credit

Join US on Saturday, January 11, 2025​, 2pm at Poughkeepsie Library, 93 Market Street in Poughkeepsie for an in-depth overview on how to prepare for your mortgage application, including learning the terminology and the process for qualifying for your dream home. Receive a $750* Homebuyer Credit for participating. We will be offering this seminar in Spanish and in-person only.

Register Here
Snowman holding gift card

Skip the Fees and Stock Up on Holiday Gift Cards

From now until December 31, 2024, Ulster Savings deposit customers can purchase gift cards at any of our branches and we'll waive the fee. Certain conditions may apply. Ask US for more information at any of our 15 locations.

Find a Branch Near You
We are Hiring Post-it with keyboard and glasses

Are You Someone Who Loves Making a Difference in People’s Lives?

If you have a strong ambition to learn and grow in your career, then you deserve to work for an award-winning bank that you can brag about. At Ulster Savings Bank you’ll be part of an A+ team where we believe in working closely together for the benefit of our customers, communities, and each other. 

Find Out More
Maria and MaryRose presenting check

Helping the Communities We Serve

You should feel good about where you bank! When you choose to bank with Ulster Savings, you’re also helping your community! So far in 2024, we’ve given $193,987 and donated 4,079 hours to numerous non-profit organizations. 

Find Out More
Three generations of family in front of house

Protect What You Cherish Most

Our full-service insurance team will work closely with you to assess your situation, explore options, and tailor-fit a solution to meet your personal needs. With a broad range of insurance solutions from many of America’s
most reputable insurance carriers, it’s easy to find affordable options.

Find Out More
Business line of credit in Kingston, NY | Ulster Savings Bank
Lending

Business Loans

As a business owner, we know you’re always looking for new opportunities to expand and grow your business. Ulster Savings has flexible financing options to help you figure out everything from acquiring a business to purchasing a new building, equipment or funding seasonal working capital. 

Find Out More
Banking with US Makes a difference. Community Matters.
Our Commitment

Community Matters

We have always believed in being a major driver of positive change. We understand the value of caring about the communities we serve and supporting local is at the heart of everything we do. Bank where you and your community matter.

Find Out More
Two children riding in the back of a red car.
Business Insurance

For Protection and Peace of Mind

You’ve worked hard to build your business and it’s important to protect your company with affordable, comprehensive insurance. Our insurance team will work closely with you to assess your situation, explore options, and tailor-fit a solution to meet your business needs.

Get Started
24/7 Debit Card Support: 866-440-0392
Calls from 800-262-2024 are from our fraud monitoring provider Enfact.
Back to Top