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4 Years in a Row
 

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Get a $750* Homebuyer Credit

Join US on Thursday, August 15, 2024​ at 5:30pm for an in-depth overview on how to prepare for your mortgage application, including learning the terminology and the process for qualifying for your dream home. Receive a $750* Homebuyer Credit for participating. We will be offering this seminar in-person and virtually on your computer.

Register Here
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Helping the Communities We Serve

You should feel good about where you bank! When you choose to bank with Ulster Savings, you’re also helping your community! So far in 2024, we’ve given $152,200 and donated 1,790 hours to numerous non-profit organizations. 

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Check Your Credit Score Anywhere You Go

Now you can access your credit score right in your online banking. Opt in to the Credit Score feature and take control of your financial health. You will have access to all the Credit Score resources without impacting your score.

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Smart Start Checking for Students 14-17

Open a Smart Start checking account with your teen and get them started on financial independence. They'll have their own debit card and access to our mobile app. As a bonus we'll deposit $25* into your teen's account when they complete our Smart Start financial education playlist. Visit a branch today!

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When You Need Financing We Have Options

Renovate. Repair. Consolidate. Property values are up and you may have more equity in your home than you think! Whether you’re looking to make home improvements, start a new business, pay for a child’s education, or consolidate debt, a home equity loan or line of credit may be the right solution for you.

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Protect What You Cherish Most

Our full-service insurance team will work closely with you to assess your situation, explore options, and tailor-fit a solution to meet your personal needs. With a broad range of insurance solutions from many of America’s
most reputable insurance carriers, it’s easy to find affordable options.

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Lending

Business Loans

As a business owner, we know you’re always looking for new opportunities to expand and grow your business. Ulster Savings has flexible financing options to help you figure out everything from acquiring a business to purchasing a new building, equipment or funding seasonal working capital. 

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Banking with US Makes a difference. Community Matters.
Our Commitment

Community Matters

We have always believed in being a major driver of positive change. We understand the value of caring about the communities we serve and supporting local is at the heart of everything we do. Bank where you and your community matter.

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Business Insurance

For Protection and Peace of Mind

You’ve worked hard to build your business and it’s important to protect your company with affordable, comprehensive insurance. Our insurance team will work closely with you to assess your situation, explore options, and tailor-fit a solution to meet your business needs.

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24/7 Debit Card Support: 866-440-0392
Calls from 800-262-2024 are from our fraud monitoring provider Enfact.
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