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4.35% APY* 
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* APY = Annual Percentage Yield

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Free Workshop - Understanding My Paychcheck

Join US on Wednesday, November 20, 2024, 4 PM at Broadway Bubble, 718 Broadway, Kingston, for a free workshop presented in Spanish. You will learn to identify the different ways to receive yoursalary, how to read and interpret your pay stub, and how to keep effective control of your income.

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Get a $750* Homebuyer Credit

Join US on Wednesday, December 4, 2024​ at 5:30pm for an in-depth overview on how to prepare for your mortgage application, including learning the terminology and the process for qualifying for your dream home. Receive a $750* Homebuyer Credit for participating. We will be offering this seminar in-person and virtually on your computer.

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We are a 5-Star Rated Bank

Ulster Savings is rated 5 Stars by Bauer Financial, a completely independent company that rates banks and credit unions across the country. Our 5-Star Bauer Financial rating is the highest rating this agency offers, which recognizes top tier safety, soundness, and performance. In a nutshell, we are one of the strongest banks in the nation.

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When You Need Financing We Have Options

Renovate. Repair. Consolidate. Property values are up and you may have more equity in your home than you think! Whether you’re looking to make home improvements, start a new business, pay for a child’s education, or consolidate debt, a home equity loan or line of credit may be the right solution for you.

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Helping the Communities We Serve

You should feel good about where you bank! When you choose to bank with Ulster Savings, you’re also helping your community! So far in 2024, we’ve given $193,987 and donated 3,065 hours to numerous non-profit organizations. 

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Run Your Business Smarter with US

We are an award-winning community bank serving the Hudson Valley for 173 years. We offer our businesses personalized, smart solutions all under one roof. Switch to a bank where your business matters.

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Business Loans

As a business owner, we know you’re always looking for new opportunities to expand and grow your business. Ulster Savings has flexible financing options to help you figure out everything from acquiring a business to purchasing a new building, equipment or funding seasonal working capital. 

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Banking with US Makes a difference. Community Matters.
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Community Matters

We have always believed in being a major driver of positive change. We understand the value of caring about the communities we serve and supporting local is at the heart of everything we do. Bank where you and your community matter.

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Business Insurance

For Protection and Peace of Mind

You’ve worked hard to build your business and it’s important to protect your company with affordable, comprehensive insurance. Our insurance team will work closely with you to assess your situation, explore options, and tailor-fit a solution to meet your business needs.

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24/7 Debit Card Support: 866-440-0392
Calls from 800-262-2024 are from our fraud monitoring provider Enfact.
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