Did you know?

We are the area's 
#1 Community Bank
Mortgage Lender*

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Gain Valuable Knowledge and a $750* Homebuyer Credit

Join US on Thursday, April 17, 2025​, at 5:30pm for a virtual Homebuyer Seminar. You will get an in-depth overview on how to prepare for your mortgage application, including learning the terminology and the process for qualifying for your dream home. Receive a $750* Homebuyer Credit for participating. *Certain conditions apply.

Register Here
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Secure Your Future! Free Seminar Presented in Spanish

Join Us on Thursday, April 17 at 5:30pm at People's Place, 775 Broadway, Kingston, Wellness Empowerment Center, for an interactive session where we’ll explore why saving is essential and how to make it a sustainable part of your financial plan.

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Warehouse Owner

Your Business Deserves the Best

We are an award-winning bank recognized for service, safety, reliability, community impact, and a great place to work. We offer your businesses personalized, smart solutions all under one roof. Switch to a bank where your business matters. 

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Great Place to Work

Want to be part of a team that truly values its people? Come join US!

Ulster Savings Bank is officially Certified™ by Great Place To Work® thanks to our incredible team and their honest feedback about what it’s like to work here. Great Place To Work® is a trusted leader in understanding workplace culture, employee happiness, and the kind of leadership that fuels creativity, keeps teams strong, and helps businesses grow. To us, this isn’t just an award—it’s a celebration of the supportive, inspiring environment we’re building together.

Start Your Career Here
Woman smiling and checking credit score on her phone

Check Your Credit Score Anywhere You Go

Access your credit score right in your online banking. Opt in to the Credit Score feature and take control of your financial health. You will have access to all the Credit Score resources without impacting your score.

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Bank On Seal

Don't Bank Basic. Bank Smart with US!

Looking for safe, affordable checking account that offers online banking? Our Bank Smart checking account is certified by Bank On National Account Standards. This low cost account comes with many online features and a free debit card.

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Business line of credit in Kingston, NY | Ulster Savings Bank

Business Loans

As a business owner, we know you’re always looking for new opportunities to expand and grow your business. Ulster Savings has flexible financing options to help you figure out everything from acquiring a business to purchasing a new building, equipment or funding seasonal working capital. 

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Banking with US Makes a difference. Community Matters.

Community Matters

We have always believed in being a major driver of positive change. We understand the value of caring about the communities we serve and supporting local is at the heart of everything we do. Bank where you and your community matter.

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Two children riding in the back of a red car.

For Protection and Peace of Mind

You’ve worked hard to build your business and it’s important to protect your company with affordable, comprehensive insurance. Our insurance team will work closely with you to assess your situation, explore options, and tailor-fit a solution to meet your business needs.

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24/7 Debit Card Support: 866-440-0392
Calls from 800-262-2024 are from our fraud monitoring provider Enfact.
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